Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

Your home is your most important investment. You have home insurance to protect that investment. But do you really…

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact,…

Unfortunately, many insurers only want to check for obvious damage. They might do a cursory inspection of the damaged…

According to the Consumer Federation of America, the average American homeowner is paying 24% higher premiums for homeowners insurance…

That’s why many businesses are buying separate cybersecurity insurance policies. With ransomware attacks and data breaches surging, it’s more…

There are certain things insurance adjusters may not want you to know – from fine-print exclusions to when to…

Designed to be fast, accurate, and flexible, Xactimate solved a big problem in the insurance space: insurers were spending…

As reported by Insurance Business, commercial insurance premiums have risen 4% to 7% per year in recent years. A…

Some insurers offer discounted premiums after you install a stronger roof, for example. Other insurers are even offering government-funded…